The HARP 2.0 Refinance, Eligible Occupancy And Property Type

One of the best aspects of the HARP Deal is that it is not just for owner-occupied properties.  Eligible properties for the HARP Deal include:

  • Primary Residence
  • Second Homes
  • Non-Owner Occupied
  • 1-4 Units
  • Condominiums
  • PUD’s (Planned Unit Developments)
  • Manufactured Homes

Even better, Fannie Mae does not limit the number of properties on which a borrower has financing.  If the new HARP Deal loan will be on a Primary Residence, Freddie Mac has no limit either.  However, Freddie will limit the total number of financed properties to four (4) if the new HARP Deal loan will be on a Second Home or Investment Property.

The Lending Company is currently offering the HARP 2.0 refinance for Fannie Mae eligible loans up to 125% loan to value (LTV) for all occupancy types and up to 150% LTV for a primary residence.  We are doing the Freddie Mac eligible HARP 2.0 refinances up to 105% LTV for all property types and up to 150% LTV for a primary residence.

California property owners interested in the HARP Deal 2.0, contact Kevin Kueneke with The Lending Company today by calling (760) 500-1919 or inquire online at: kevinkloans.com

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About Kevin Kueneke

I am a Sr. Loan Officer with The Lending Company in San Diego, California. The HARP Deal is a very important part of the housing recovery, and I want to help you take advantage of this great program. View all posts by Kevin Kueneke

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